Money and More© December 15, 2018

Charitable Giving under the Tax Law Changes The sweeping tax laws changes  from year ago have a great effect on charitable giving.  These are likely to be even more profound in 2019 as taxpayers better understand the law.  The new law  increases the amount a taxpayer can deduct from 50% of adjusted gross income (AGI)… [Continue]

Money and More© December 8, 2018

Retirement Pension and Social Security Sweet Spots Coordinating the timing of pensions and social security can create greater wealth during retirement.   Often folks want to take their pensions and Social Security as soon as possible.  Social Security which can be started as early age 62 is penalized for each month taken prior to the Full… [Continue]

Money and More© December 1, 2018

Black Friday Discount Strategy that works on other days too! I’ve looked at Fitness Trackers for awhile now and have narrowed it down to the Fitbit Charge 3.  I was happy that stores marked it from $150 to $120 on Black Friday.  I discovered that several stores offer additional store benefits as well.   For example,… [Continue]

Money and More© November 17, 2018

Holiday Spending Is January a painful month financially?  For many people, January it is a not great month for their finances.  One reason folks struggle in January is because they overspent in the December holiday season.  Gifts, meals out, parties and more all take a toll on personal finances.  Having a spending plan for the… [Continue]

Money and More© November 10, 2018

What is Retirement The retirement years, for many, no longer exists the way they use to be for the early baby boom generation.  Pensions are no more for many people.  As a result, they must live on Social Security and the savings from a life time of working.  Some folks continue to work into their… [Continue]

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