Money and More© January 19, 2019

Retirement Financial planners like myself often encounter clients wanting to know how to financially retire.   While retirement is about much more than just money, that is why folks frequently seek out financial planning.   These people just want to know “How much do I need to retire” to avoid living under a bridge?  This can become… [Continue]

Money and More© January 12, 2019

Your Taxes and the Government Shutdown The current federal government partial shutdown is affecting the IRS and your taxes.  On January 7th the IRS announced that they will accept tax returns starting on January 28th.  The IRS will issue refunds on schedule.  There are other issues that might hold up returns.   The IRS has recalled… [Continue]

Money and More© December 15, 2018

Charitable Giving under the Tax Law Changes The sweeping tax laws changes  from year ago have a great effect on charitable giving.  These are likely to be even more profound in 2019 as taxpayers better understand the law.  The new law  increases the amount a taxpayer can deduct from 50% of adjusted gross income (AGI)… [Continue]

Money and More© December 8, 2018

Retirement Pension and Social Security Sweet Spots Coordinating the timing of pensions and social security can create greater wealth during retirement.   Often folks want to take their pensions and Social Security as soon as possible.  Social Security which can be started as early age 62 is penalized for each month taken prior to the Full… [Continue]

Money and More© December 1, 2018

Black Friday Discount Strategy that works on other days too! I’ve looked at Fitness Trackers for awhile now and have narrowed it down to the Fitbit Charge 3.  I was happy that stores marked it from $150 to $120 on Black Friday.  I discovered that several stores offer additional store benefits as well.   For example,… [Continue]

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