Money and More© September 10, 2019 Pay Less have Smaller Student Loans

Evaluate College Costs: it is the net cost not advertised price that counts toward lowering Student Loan debt   Finding the college discounts will ultimately reduce student loans.  Colleges post their prices online.  This is just like hotels have rates on room doors and car dealers have sticker prices on car windows. Don’t Pay Sticker… [Continue]

Money and More© August 15, 2019 Retirement Investing

Retirement Investing for the Faint of Heart It can be scary retiring after a near lifetime of working.   Perhaps even scarier is realizing that you must live on what you have now in investments.   The markets daily ups and down with the television, radio, and social media hype only enhance this fear.  How are you… [Continue]

Money and More© January 19, 2019

Retirement Financial planners like myself often encounter clients wanting to know how to financially retire.   While retirement is about much more than just money, that is why folks frequently seek out financial planning.   These people just want to know “How much do I need to retire” to avoid living under a bridge?  This can become… [Continue]

Money and More© December 8, 2018

Retirement Pension and Social Security Sweet Spots Coordinating the timing of pensions and social security can create greater wealth during retirement.   Often folks want to take their pensions and Social Security as soon as possible.  Social Security which can be started as early age 62 is penalized for each month taken prior to the Full… [Continue]

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