Money and More© January 19, 2019

Retirement Financial planners like myself often encounter clients wanting to know how to financially retire.   While retirement is about much more than just money, that is why folks frequently seek out financial planning.   These people just want to know “How much do I need to retire” to avoid living under a bridge?  This can become… [Continue]

Money and More© December 8, 2018

Retirement Pension and Social Security Sweet Spots Coordinating the timing of pensions and social security can create greater wealth during retirement.   Often folks want to take their pensions and Social Security as soon as possible.  Social Security which can be started as early age 62 is penalized for each month taken prior to the Full… [Continue]

Money and More© November 10, 2018

What is Retirement The retirement years, for many, no longer exists the way they use to be for the early baby boom generation.  Pensions are no more for many people.  As a result, they must live on Social Security and the savings from a life time of working.  Some folks continue to work into their… [Continue]

Money and More © Orland Park, November 3, 2018

Maintenance While cleaning up and doing tent maintenance after a recent Orland Park Cub Scout camping trip, I thought about how important it is to perform maintenance on many items including my investment accounts.  This part of financial planning is necessary yet a very unexciting chore.  I perform such cleaning tasks as making sure beneficiaries… [Continue]

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