Client Profile

Does this sound like you?

Overwhelmed and exhausted from daily life, families, contact us when they wonder…

  • How can I save for retirement and my child’s education?
  • Is a 529 plan right for me?
  • Where should I go when I get a letter from the IRS?
  • How should I invest my 401K?
  • Am I confident I am making the best financial decisions?
  • How do get my money out of the 401K at retirement?
  • What am I going to do in retirement?
  • How can I financially fulfill my dreams?
  • Can I worry less about money and enjoy life?

Rorik guides families through the financial hurdles of life.

Over time, two distinct family types have found success with Essential Financial Strategies.

Families with School Age Kids

These families typically earn up to $250,000 a year. Typically, both parents (aged 40 to 55) are college educated though only one parent may work. They value education and want to make sure their kids get a quality education from kindergarten through college. The parents maybe be helping their parents or another relative. They engage outside help with tasks that distract them from their families such as house cleaning and lawn care. Such parents appreciate the beauty of simplicity and recognize complex solutions often add headaches to their lives. The bottom-line is that these families are busy and want help sorting out financial challenges.

Typical value the clients receive:

  • Navigating financial decisions around life's changes such as buying a home, starting a family, job changes or divorce
  • Prioritizing savings for education, retirement, housing, and emergencies
  • Planning cash flow for education
  • Reviewing insurance needs to protect families as changes occur—babies, marriages, and new drivers
Empty Nesters and Pre-Retirees

These families or couples are in their peak earning years and earn up to $250,000. These families often have one person returning to the workforce after raising a family and are in their late 50s or 60s. Now the families are looking toward the end of their working years and want to make the most of their efforts. They maybe still facing some large expenses such as college loans or weddings. Sometimes, they are helping an elderly relative. Often, with more time on their hands, they want to dive in and work on their financial life.

Typical value the clients receive:

  • Planning the transition to retirement including creating retirement paycheck from investments
  • Reviewing the finances required to afford a retirement lifestyle and keeping goals on track
  • Reducing the complexity of financial accounts created over a lifetime
  • Creating and implementing a strategy for charitable and family gifting and legacy
A family with three children laughing in front of their home. They are wearing casual clothing, jackets for cool autumn weather. The girls are identical twins, 11 years old. Their brother is 13, and parents are in their 40s.
Chicago financial planning
mom-son
Financial Planning Chicago
guide-retirees
Chicago Financial Planner

Member of:​

Scroll to Top